Pradhan Mantri Rojgar Yojana Loan Scheme:-Kya aap bhi paise ki kami ya aarthik tangi ke kaaran apna business shuru nahi kar pa rahe hain? Toh aapke liye ek acchi khabar hai! Bharat sarkar ne aap jaison ke liye Pradhan Mantri Rojgar Yojana Loan Scheme shuru ki hai. Is yojana ke tahat, aap bina kisi guarantee ke ₹1 se lekar ₹2 lakh tak ka loan le sakte hain. Aaj ke is article mein, hum aapko detail mein is yojana ke baare mein batayenge.
Pradhan Mantri Rojgar Yojana Loan Scheme – Highlights
| Name of the Article | Pradhan Mantri Rojgar Yojana Loan Scheme |
| Name of the Scheme | Pradhan Mantri Rojgar Yojana Loan Scheme In Hindi |
| Subject of Article | pradhan mantri rojgar yojana kya hai? |
| Who Can Apply? | All India Applicants Can Apply |
| Mode of Application | Offline |
| Amount of Loan | ₹ 1 Lakh To ₹ 2 Lakh Rs |
| Amount of Subsidy | 15% |
| Pradhan Mantri Rojgar Yojana Loan Scheme Interest Rate | Depends On Various Banks Policies |
| Detailed information of Pradhan Mantri Rojgar Yojana Loan Scheme In Hindi? | Please Read the Article Completely. |
Pradhan Mantri Rojgar Yojana Loan Scheme Yojana Ke Benefits
- Berozgaari ki Samasya Ka Samadhan: Is yojana ki madad se berozgaari ko kam karne mein madad milegi.
- Self-Employment ka Protsahan: Yojana ke tahat, desh ke sabhi berozgar yuva ko apna business shuru karne ke liye prerit kiya jayega.
- No Guarantee Loan: Business aur service sector ke liye ₹1 lakh aur non-business aur non-service sector ke liye ₹2 lakh tak ka loan bina kisi guarantee ke diya jayega.
- Subsidy: Apke business ki sthapna ke liye 15% subsidy di jayegi, jo ki ₹7,500 tak ho sakti hai. North-East ke applicants ko ₹15,000 tak ki subsidy milti hai.
Yojana Ki Eligibility
- Shiksha: 8th class pass hona chahiye.
- Umra: 18-40 saal ke beech honi chahiye. SC/ST, ex-servicemen, PH aur women ke liye 10 saal ka relaxation hai.
- Residency: Aapko last 3 saal se usi address par rehna chahiye jo aapne application mein diya hai.
- Family Income: Family ki annual income ₹40,000 se kam honi chahiye.
Required Documents For Pradhan Mantri Rojgar Yojana Loan Scheme Apply?
- Proof of Date of Birth: SSC certificate ya TC from school.
- Qualification Certificates: Academic aur technical certificates.
- Residence Proof: Ration card ya 3 years ka residency proof.
- Experience Certificate: Agar applicable hai toh.
- Income Certificate: MRO dwara jari kiya gaya.
- Caste Certificate: MRO dwara jari kiya gaya (agar applicable hai).
- Driving License: Agar motor vehicle ke liye apply kar rahe hain.
- Project Profile: Proposed project ka profile.
Kaise Karein Offline Apply
- Official Website Par Jayein: Sabse pehle iske official website ke home page par jayein.
- Application Form Download Karein: Wahan par “Pradhan Mantri Rojgar Yojana Online Form” ka option
milega. Us par click karke form download karein. - Form Bharain: Form ko dhyan se bharain aur zaroori documents ko attach karein.
- Submit Karein: Application form aur documents ko apne najdeeki bank ya related department mein submit karein.
Conclusion
Iss article mein humne aapko Pradhan Mantri Rojgar Yojana Loan Scheme ke baare mein detail mein bataya. Umeed hai ki aapko ye information useful lagi hogi. Ab bina kisi deri ke is yojana mein apply karein aur apna business shuru karke apne sapnon ko sakaar karein. Agar aapko ye article pasand aaya ho toh like, share aur comment zaroor karein!
FAQs – Pradhan Mantri Rojgar Yojana Loan Scheme
1. Pradhan Mantri Rojgar Yojana loan ke liye kaun eligible hai?
Ye scheme sabhi shikshit berozgar vyaktiyon ke liye hai jinki umar 18-35 saal hai. SC/ST, ex-servicemen, physically handicapped vyakti aur mahilaon ke liye 10 saal ka relaxation hai. Scheme mein SC/ST ke liye 22.5% aur OBCs ke liye 27% reservation hai.
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2. Pradhan Mantri Rozgar Yojana ke kya benefits hain?
Scheme sabhi economically viable business options ko cover karti hai, jo agricultural aur allied activities ko shamil karti hai, lekin direct agricultural operations ko exclude karti hai. Scheme project cost ka 15% subsidy provide karti hai, maximum ₹12,500 per individual.
3. Kya mujhe loan lene ke liye koi guarantee deni hogi?
Nahi, aapko loan lene ke liye koi guarantee deni nahi hogi. Is scheme ke tahat ₹1 lakh se ₹2 lakh tak ka loan bina guarantee ke milta hai.
4. Pradhan Mantri Rojgar Yojana loan scheme mein apply karne ke liye kaunse documents chahiye?
Aapko proof of date of birth, qualification certificates, residence proof, experience certificate (agar applicable hai), income certificate, caste certificate (agar applicable hai), driving license (agar motor vehicle ke liye apply kar rahe hain), aur proposed project profile submit karni hogi.
5. Loan ki interest rate kitni hogi?
Loan ki interest rate alag-alag banks ki policies par depend karti hai. Isliye, ye rate har bank ke liye alag ho sakti hai.
6. Main offline apply kaise kar sakta hoon?
Aapko iske official website par jana hoga, wahan se application form download karke bharna hoga, aur zaroori documents ko attach karke apne najdeeki bank ya related department mein submit karna hoga.
7. Scheme ke under North-East applicants ko kya special benefit milta hai?
North-East ke applicants ko ₹15,000 tak ki subsidy milti hai.
8. Pradhan Mantri Rojgar Yojana ka main objective kya hai?
Is scheme ka main objective hai berozgaari ko kam karna aur berozgar yuvaon ko self-employment ke liye prerit karna.
